Updated: Sep 8, 2020
Is money tight right now?
Girl, I get it.
We all go through seasons of life where we have unexpected expenses or extra credit card debt that built up and we have to cut some corners. It doesn't mean that it has to be a permanent change but you would be surprised at how you CAN live without those things you thought you couldn't.
I have a few tips to make it a little easy to save some money during this low season.
Unsubscribe from ALL. THOSE. SHOPPING. EMAILS.
I'm not joking. Just start unsubscribing to all the companies that send you those "50% off today only" emails. Those emails that catch your eye and cause you to impulse buy by playing on your FOMO.
It's a whole psychological tactic that companies use. Seriously. They do a ton of research on how consumer's think and what words to utilize to make you buy what they're selling.
Now, I'm not saying you shouldn't bargain shop or save money during sales, I'm definitely a lover of a good bargain. BUT, if you are in a season of life where you don't have a lot of extra cash for spending, it's easier to remove those emails from your inbox so you don't even see them.
Out of sight, out of mind.
P.S. you can always subscribe again if you really miss them.
2) STOP GOING SHOPPING
I always say that if I walk into any Marshall's, I walk out with at least a $200 purchase.
True, kinda. Funny, not at all.
I really did spend an unreasonable amount at Marshall's. The trap for me is that I will go to look for 1 or 2 items and then the deals, the cute things, the shoes, the clothes, the EVERYTHING attracts me and I end up buying wayyyyyy more than I intended.
So, I stopped going shopping unless it is for essentials like groceries or body care.
It isn't fun turning down impulse shopping trips with my mom or passing up that cute pair of shoes, but it's worth saving that cash.
3) CANCEL UNNECESSARY SUBSCRIPTIONS OR SERVICES
Do you really need that monthly makeup box subscription? Are you really using every streaming service you pay for? Do you really need that expensive coffee everyday?
The answer is no.
I'm not saying you shouldn't treat yourself from time to time, but it if you're trying to save some extra money, this is an easy way to do it.
Then once you can afford to start these simple "luxuries" again, go ahead!
But you may find you don't even need them anymore.
Remember, life comes in seasons. If you're struggling financially right now, get yourself on a path and stay positive, you will get this through this!
photo credit: pixistock